COUNTRY CREDIT HEAD

Our client is one of the fastest growing banks in the region with an extensive branch network and focus areas in commercial and SME banking and retail. It has been highly profitable in the last two years.

Our client is seeking to recruit a Head of Credit to support the business development within a controlled credit environment, oversee the Credit unit of the bank and provide credit risk direction and appetite.

The position reports directly to the CEO and is tasked with enabling the bank achieve growth targets and remain compliant to the regulatory and internal policies, support the credit functions on certain areas as directed by the Board, with the aim of creating efficiency, standardizing credit policies and processes.

The key responsibilities include but are not limited to:

• Ensure that credit function has adequate capacity and capabilities to review and recommend high quality Credit Applications
• Monitor the Loan portfolio to maintain an acceptable quality book.
• Drive remediation of underperforming credits by recommending suitable structure and strategies
• Relationship Management with HNIs and corporate customers.
• Formulate, cascade and implement credit policies and procedures in liaison other stakeholders. Ensure that these are approved by the Board and reviewed periodically.
• Prepare appropriate reports for Management and Board committees and make accurate presentations to the committees at the scheduled meetings.

The candidate should preferably be an MBA or CA with around 15 to 18 years’ experience in banking with a minimum of 8 to 10 years in the Credit/Risk Department. Some experience in corporate banking would be advantageous. An attractive compensation is on offer.