Introduction.
To Ensure that the company business is professionally written to an acceptable standard within the underwriting guidelines and arranged reinsurance program

Minimum Requirements…
Qualifications:

§ University degree

§ Basic Insurance qualification

§ Sales and Marketing Qualification

Minimum of 3 years
Job Specification…
· Quotations and Risk Acceptances

– Ensure quotations allocated are done and approved by the Underwriting Manager and dispatched within the agreed turnaround time

– Accept all new agreed proposals which meets acceptable underwriting standards within the delegated authority

· Underwriting Process and Procedures

– Analyze and assess proposal forms and risk notes and confirm correctness within the acceptable underwriting standards

– Ensure all incoming business are captured in the system accurately and monitor backlog status and observe timely month end closing

– Prepare /Issue policies and endorsements for all classes of insurance within the system at the agreed turnaround time

– Process all endorsements within the agreed turnaround time

– Respond to all correspondence within the agreed turnaround time

– Ensure adherence to all the process, procedures and controls within the department

– Ensure Reinsurance allocations are done properly as per treaty on every business before capturing into the system

– Conduct trainings on various covers to team and intermediaries etc

· Risk Management

– Analyze and assess proposals and risk notes and recommend on the need to carry out surveys for small to medium size non-standard risks

– Communicate to the client’s progress on the implementation of surveyor’s recommendations in improving the status of risks written

– Resolve internal control audit recommendations fully and ensure no issue automatically escalates

– Monitor the quantity and quality of work done with ZERO error which may result in disputes with other departments.

· Policy Renewals

– Work on the allocated renewal scrutiny listing 3 months prior to expiry of policy and dispatch renewal notices to producers/clients1 month prior to renewal date

– Follow up allocated policies falling due for renewal and provide weekly report to Underwriting manager to ensure achievement of monthly retention ratio of at least 80%

– Establish unrenewed list by 1st Week on the following month and make counter follow ups

· Reinsurance

– Liaising with the Reinsurance Section regarding risks requiring facultative reinsurance placements.

· Filing

– Comply with the agreed filing and record keeping system

· Customer Service

– Attend all customers enquiries and provide prompt attention and efficient service