Credit Officer – Mbeya (2)

at The people’s Bank of Zanzibar Limited (PBZ)
Location Mbeya, Tanzania, United Republic of
Date Posted March 21, 2024
Category Accounting
Audit
Banking
Finance
Management
Job Type Full-time
Currency TZS

Description

JOB DETAILS:
The People’s Bank of Zanzibar Limited was established in 1966 under Cap 153 of the Zanzibar Companies Decree. Its primary function is to carry on businesses on commercial banking both in Conventional and Islamic Banking Services in all its branches and departments within the United Republic of Tanzania, Dar es Salaam, Dodoma and Mtwara with power to receive deposits, invest lend money and other related banking services.

PBZ is 100% owned by the Revolutionary Government of Zanzibar under supervision of the President’s Office, Finance and Planning. The Bank is currently undertaking expansion of its network on products and services and thus hereby invites applications from qualified and energetic Tanzanians.

POST: Credit Officers – 6 Post

DUTY STATION Unguja 1Post, Mbeya 2Posts, Morogoro 2Posts, Dodoma 1Post

Minimum Qualifications, Experience and Competency
• Holder of Bachelor Degree of Banking and Finance, Islamic Banking or its equivalent and related qualifications.
• Computer literacy in MS Office, Word Processing, Spreadsheet, Data Base and other packages shall be considered.
• Professional qualifications shall be an added advantage. iv. Strong knowledge on Banking products, analytics and regulatory requirement.
• Exceptional Customer Service and Communication Skills (both in Kiswahili and English).
• Understanding of lending principles, credit policies and procedures.
• Familiarity with regulatory requirements related to lending such as AML (Anti Money Laundering) and KYC (Know your Customer) regulations.
• Strong analytical skills and ability to make informed and timely credit decision.
• Strong interpersonal skills to build rapport with customers and colleagues.
• Able to work independently, effective, efficiently in fast paced environment while maintaining accuracy.
• Flexibility to work anywhere.
• Age limit of not more than thirty-five (35) years as at the date of this advert.

Main Duties and Responsibilities
• Monitor repayment performance of credit facility and recommend appropriate actions for nonperforming credits.
• Prepare and submit reports for management and other stakeholders.
• Provide exceptional customer service by addressing inquiries, resolving issues and offering bank solutions. iv. Follow up and initiate recovery actions for nonperforming loans in accordance with approved strategies.
• Perform any other official duties as assigned by the supervisor.

C. Terms of Service: Permanent Employment

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