Chief Technology Officer

at X4 Technology
Location Dar es Salaam, Tanzania, United Republic of
Date Posted April 7, 2025
Category IT / Information Technology
Job Type Full-time
Currency TZS

Description

About the job

Chief Technology Officer – Digital Banking-as-a-Service (Crypto, Banking & Cards)

Remote – Russian Speaking Mandatory

Location: Remote in Europe

Employment Type: Full-time

Industry: FinTech | Digital Banking | Crypto | Payments

Our client, an innovative Digital Banking-as-a-Service (BaaS) provider, is seeking an experienced and visionary Chief Technology Officer (CTO) to lead their technology strategy and execution. This pioneering company enables businesses to launch their own crypto, banking, and card solutions, providing cutting-edge financial services at scale.

Role Overview:

The Chief Technology Officer (CTO) will be responsible for overseeing the company's technological direction and leading a team of Business Analysts (BAs), Application Quality Analysts (AQs), developers, and other key technical roles. This position requires a strategic, hands-on leader with deep expertise in digital banking technology, regulatory frameworks, fintech innovation, and team management. Fluency in Russian is essential to work closely with teams in Eastern Europe and other CIS markets.

Key Responsibilities:

  • Define & Drive Technology Strategy – Lead the technological roadmap for digital banking, payments, and crypto solutions, ensuring scalability, security, and innovation.
  • Team Leadership & Development – Manage, mentor, and grow a high-performing team of BAs, AQs, developers, and technical professionals to deliver high-quality solutions.
  • End-to-End Technology Oversight – Oversee the design, development, and launch of new banking and card technologies, ensuring seamless integration and performance.
  • Regulatory & Compliance Alignment – Work closely with compliance teams to ensure all technologies meet UK, EU, and international financial regulations, including crypto and payments compliance.
  • Cross-Functional Collaboration – Collaborate with product, engineering, marketing, and sales teams to ensure smooth execution of product launches and technical deliverables.
  • Market Expansion & Technical Partnerships – Identify technological opportunities to expand the platform’s reach across the UK, Europe, and CIS markets, while establishing key technical partnerships.
  • Technology Innovation – Leverage cutting-edge technologies and data-driven insights to drive innovation and improve user experience across the company's platform.

Key Requirements:

  • Fluent in Russian & English – Strong communication skills to liaise with stakeholders and teams across Eastern Europe and international markets.
  • Proven Leadership in Technology – Experience as a CTO, Head of Technology, or VP of Engineering in banking, payments, or crypto industries.
  • Technical Expertise – Deep understanding of digital banking technologies, payment infrastructure, and card issuing systems. Experience with blockchain, crypto technologies, and security protocols is highly desirable.
  • Strong Regulatory Understanding – Familiarity with UK FCA regulations, PSD2, and crypto compliance frameworks.
  • Leadership & Team Management – Demonstrated ability to lead and scale technical teams, fostering collaboration and innovation in fast-paced environments.
  • Track Record of Scaling Technologies – Proven experience in scaling technology products in a high-growth fintech environment, with a focus on performance and security.

What’s on Offer?

  • Competitive Salary + Equity Options – Be part of a high-growth fintech revolution with the potential for long-term success.
  • Impact & Autonomy – Take charge of technology strategy and lead a talented team at the forefront of digital banking and crypto innovation.
  • Remote Work Flexibility – Work from anywhere within Europe with the flexibility of remote work.
  • Global Exposure – Work with international teams and partners to expand into new markets.

This is an exceptional opportunity for a highly skilled and motivated CTO to lead technology innovation in the digital banking and crypto space. If you are a Russian-speaking technology leader with a passion for transforming fintech, our client wants to hear from you.

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