Key Responsibilities

• Booking facilities
• Check and confirm all pre-disbursement approval conditions have been complied.
• Ensure correct booking of facilities in the system in accordance with the sanction terms within agreed TAT.
• Check and confirm that all requests for amendments to facility terms in the system are duly approved by the appropriate authority before being effected.
• Carry out all credit-related maintenance in the system as may be required from time to time.
• Ensure collection of all credit related income due to the Bank and ensuring there’s no income leakage
• Collection of Income
• Management of the collateral valuation process, management of the bank panel of valuers and maintaining updated valuation instructions diary
• Effectively manage queries from business teams on matters relating to system entries on loans and advances.
• Management of X-staff loans, by ensuring that outstanding loan facilities for the exiting staffs are cleared up by their respective employers within 1 month, if not paid the loan to be changed to x-staff category and interest to be amended to commercial terms
• Ensuring all system issues encountered have been duly logged to ITSM and following up with ICT for resolution
• Guide branches and other business teams on operations of T24 in information retrieval e.g. loan repayment schedules, loan statements etc.
• Provide monthly updates on construction diary for all mortgage and corporate facilities and maintain updated construction diary for staff construction loans.
• To maintain and keep an up-to-date record of security deferrals and provide the same to Business Teams for follow-up on a monthly basis.
• To maintain the departments, leave records and provide the same to group HOC on a monthly basis.

Academic

• Bachelor's degree business related subjects

Experience

• Total Minimum No of Years Experience Required 3 years
• Experience Area 2 ( Credit Operations (Credit Risk))
• Experience Area 1 (Management)