Key Responsibilities

• Overall management of credit administration unit
• Ensuring compliance to regulatory guidelines and credit policies
• Loan Disbursements and Limit markings
• Enforcing pre-disbursement condition precedents (CPs)
• Validating previous day system activities with regards to loan disbursement limit markings and any other amendments effected in the system.
• Monthly review of loan portfolio to ensure all parameters are correctly marked as approved, accounts are properly classified.
• Monitoring post disbursement approval conditions (CAU items) via covenant tracking grid
• Management of structured loans granted via CMA arrangements and management of the Bank’s Collateral Managers.
• Management of the collateral valuation process and management of the bank’s panel of valuers.
• Operate and maintain the IFRS-9 ECL calculation engine and related processes to produce timely and accurate risk based ECL results. Validating the process input and outputs for quality control and governance.
• Ensure timely circulation of various management and regulatory reports including loan portfolio, BOT Form 16, CRB reports, MCRC report and Board Reports.
• Maintaining interactive relationship with Business teams, other supporting units/departments as well as service providers to ensure resolution of all the outstanding issues.
• Together with the Head of Credit, liaise with ICT for Automation of Credit processes where required.

Academic

• Bachelor's degree business related subjects

Experience

• Total Minimum No of Years Experience Required 5 years
• Experience Area 3 ( Credit Operations (Credit Risk))
• Experience Area 2 (Management)